Can I Pay Ptptn Using Credit Card
Credit card regularly use AEO Watami or SC Gold Cash Back for 3 cash back. So how do you pay your PTPTN through the Direct Debit method.
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Transfer the money to an e-wallet from the credit card you want to make the payment with.
Can i pay ptptn using credit card. As for PTPTN they will accept as this is a study loan. Yet if you take 7 years to repay the same loan you would be charged with an interest of RM4900 thats RM5100 in savings. But there is an indirect way to pay off this debt with another credit card.
RM200 X 24 months RM4800. With effective from 1 April 2016 PTPTN borrowers can use e-pengeluaran by login to i. Verify your account information in PTPTN online payment gateway.
And that got me excited because this info may be beneficial to close to 2 million Malaysians who have outstanding debts with PTPTN. Then perform 0 Balance Transfer. This is another way of paying one credit cards bill through another.
Credit card randomly get updated with latest credit card promotions pay back when you found the promotion that best suit your interest. Use the e-wallet to pay the amount. Using the same example as above you would need to pay an interest of RM10500 for repaying a PTPTN loan of RM70000 over a period of 15 years.
However cash is not accepted and payment is through ATM card debit card and credit card. If you also have an AirAsia BigPay account you can make use of the following way to get the best out of both e-wallets while paying your PTPTN andor SSPN-i using your credit card. Visit the Direct Debit website to register.
Problem is I cant seem to find a way to pay through online using CC on PTPTNs website. PTPTN SSPN-i Plus. Make sure not to give out sensitive information such as credit card details.
If youre uncomfortable about online payments you can pay over the counter at places like the post office. As you have had a track record of not paying an existing loan they may. In fact they can choose to use part or all of the amount from EPF account II.
You could transfer your balance to another credit card and pay the bills on your other credit card. Nowadays parents can use their EPF savings in account II to help their children to pay off their PTPTN study loan. PTPTN counters now accept credit card for loan repayment.
For instance say youre aiming to pay off your credit card debt in 2 years and your monthly PTPTN repayment amount is RM200. However as CCRIS shows your record for the past 12 months you will have to be consistent in your repayments. Receive your receipt and print your Akaun Penerimaan Permohonan Direct Debit Now to conduct transactions through PTPTN Online Direct Debit do the following.
According to PTPTN borrowers who want to improve their CCRIS report must clear any arrears and continue to make the regular monthly repayments consistently. Alternatively you can also make payment at PTPTN counters across Malaysia which will be free. If unsure you can always call PTPTN at 03-2080 4455.
Furthermore approval rates are high and a sure way to lighten some of that burden on your parents back. You write letter to PTPTN 2. It works both ways.
There is nothing much MBB can do to you at this point of time. Offer to pay each RM50 per month using internet banking. Make a trip back to Malaysia after 3 years.
We would like to show you a description here but the site wont allow us. The answer in short is yes. If you can afford to clear your outstanding PTPTN loan in 6 equal installments it is worthwhile to consider paying off your PTPTN loan using a credit card.
First of all make sure you have enough balance in your BigPay account to make the payment. The short answer is no. If you are new to Balance Transfer Plans please click here to my previous article on Balance Transfer 2016 to get some ideas on it.
You need to ensure you are paying promptly on all credit obligations not just PTPTN. Therefore the amount of money that you should withdraw from your EPF account is. One can now pay back PTPTN with.
Note that you also can use your ptptn loan to pay your credit card bill. Credit card providers dont allow you to pay off your debt simply by charging it to another card. At least not directly.
PTPTN interests rate are astoundingly low as compared to study loans offered by other banks or credit facilities. Every month send proof of payment. YOU CAN USE CREDIT CARD TO MAKE REPAYMENT TOWARDS YOUR PTPTN EDUCATION LOAN I only found out that PTPTN loan repayments can be made with credit cards around midnight on 20 January 2016 thanks to fruitie a Mod at LYN.
Hi Im planning to use my credit card to pay PTPTN monthly repayment as the CC allows 5 cash back for online transaction. You write to MBB 3. For example your credit card or personal loan application can be rejected by the bank when they see that you have defaulted on your PTPTN loan on your CTOS or CCRIS report.
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